It has become a cliché for people to brag about the most expensive salons, boutiques, designs, etc. this is because it is supposed to make the individual appear wealthy, which will result in other people having a high regard for them. FACT: Most times, people aren’t very real and they don’t live within their means. They pretend a lot, hence, present a false version of themselves to the public. If you are living on a budget, I’ll be sharing six ways you can save to make it easy for you to live within your means.
This post is dedicated to ‘real’ men and women who are living on a budget and seeking ways to save (without necessarily putting their money in a bank. Let’s face it, not every woman can afford a Prada bag, Gucci shoes, Alexander McQueen dress, etc With the craze on social media, I see lots of displays of fashion, brands, and price tags, etc. Don’t get me wrong; I understand when people do that as a marketing strategy…especially if you run a boutique or beauty house and so on. On the other hand, some people don’t have or do all that. They just want people to know how much cloth or an accessory cost (whether it is true or not).
I’m a realist. If you’re not a celebrity of some sort and you are not a child/sibling or even a friend of a celebrity/influential figure, or you don’t even own a business that can afford you a lavish lifestyle, then you probably belong to this category. It is not something to be ashamed of, so let’s go straight to business.
ARE YOU LIVING ON A BUDGET? HERE ARE 6 WAYS TO SAVE:
- Learn to do things yourself: I can attest to a number of times that my hair wasn’t properly retouched in a salon, and I swear I could have done a better job had I done it myself. Sometimes you can save by doing some things yourself. I file and paint my nails, myself. I blow-dry my hair myself. Sometimes it develops into a hobby. Most hairstylists started by doing things themselves, found out it was a passion, and started a business.
- Everything you own mustn’t be a luxury brand: Oh! Yes, yes, yes! It’s ok to be a brand freak every once in a while, but it’s not ok to let brands run your life or turn you into a debtor. I make reference to something Jackie Aina said in one of her videos (about strobing) about how beauty companies are driving women crazy with kits; contour kit, brow kit, nail kit, pedicure kit, this kit, and that kit. In her words, “How many kits can we have?” Really. There are many very very good products; clothes, beauty products, fashion accessories, etc that are great and will even do a better job compared to our designer brands. I mean, when you see some of these product reviews or you try them out yourself, you see things for yourself.
- Wear clothes not price tags: Yes! I am totally into this one. I love what I love. I go for what is attractive: the design, how an outfit or an item suits me, not the price pasted on it. This is the mistake many people make. They want to brag about the cost of an item so much so that they strive too hard to buy something they can’t comfortably afford…even on credit. Badddd…very very bad habit. You need to stop right there. Real friends (and family) don’t love you because of the price tags, they love you for who you are, not what you appear to be or the cost of the things you own.
- Cut your coat according to your size: This is quite similar to number 3 above, but I’ll just re-emphasize, just to get my point across. This is your ability to be content with what you have and what you can get at your level. Stop letting peer pressure drive you into debts and lifestyles that become too difficult and impossible to maintain. Lack of contentment results in greed and covetousness: and trust me, it can eat so deep into one’s system, turning one into a very dangerous person…you don’t want that. There are many beautiful things in the marketplaces/stores that are much more affordable and cost-effective for a budget-friendly lifestyle.
- Let go of the wants: wants are non-essentials. Things that you can actually do without. let them go. Splurge only on relevant things. This why I love minimalism. It is all about owning only what you require. No need to covet more and more things that you don’t need.
- Try savings apps: These are phone apps you can use to save money for future use. The most popular ones are Cowrywise and Piggyvest are the most popular, but you can read this post for more information.
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